MASTER Risk Model - Learning Resources - Situation

Financial

Review your last three expenses—spot one recurring cost that could be reduced or avoided.

List all active subscriptions—are they useful for your learning goals? Cancel or downgrade one.

Create a basic monthly budget—include both fixed study costs and flexible project costs.

Set a weekly reminder to review expenses—even a five-minute check is enough.

Reallocate 10% of your budget this week to the highest-impact project item.

Set a savings target for the semester—even a small reserve creates security.

Technological

List all study and project tools you use—highlight one underused or outdated and test alternatives.

Clean up your digital workspace—delete or archive files you no longer need.

Set up a short tutorial session for one tool peers often struggle to use.

Identify one manual task you could automate using existing tools—start today.

Activate a feature in a tool you already use but haven’t tried yet.

Review your tool list—cancel or consolidate overlapping apps or services.

Physical

Check your study or project space—adjust lighting, seating, or layout to boost focus immediately.

Take inventory of supplies—donate or recycle anything unused in the last three months.

Identify one essential item slowing you down—repair, replace, or reorder it today.

Label or organize shared resources to reduce confusion for your group.

Clean and reset your study space at the end of the day—note how it affects tomorrow.

Post clear labels or guides near shared resources to improve use by all.

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