MASTER Risk Model - Learning Resources - Situation

Financial

Review your last three expenses—identify one recurring cost you could reduce or share.

List all active subscriptions—are they useful and aligned with your student needs? Cancel or downgrade one.

Create a basic budget forecast for the next month—include fixed and flexible student expenses.

Set a weekly reminder to review your spending—even a five-minute check is enough.

Reallocate 10% of your discretionary budget to the most important priority this week.

Set a savings target for the semester—even a small reserve creates security.

Technological

List all study tools you currently use—highlight one that’s underused or outdated and try alternatives.

Clean up your digital folders or reference manager—remove or archive anything no longer needed.

Set up a short tutorial session for one tool classmates struggle to use effectively.

Identify one manual academic task you could automate with current software—start a simple setup.

Activate one unused feature in a tool you already use but haven’t explored.

Review your software list—cancel or consolidate overlapping services.

Physical

Check your study setup—adjust lighting, seating, or layout to improve comfort and focus immediately.

Take inventory of your supplies—donate or recycle anything unused in the last three months.

Identify one essential item slowing you down—repair, upgrade, or reorder it today.

Label or organize shared resources to reduce confusion and speed up access for your group.

Clean and reset your study space at the end of the day—note how it affects your next morning.

Post simple labels or instructions near shared equipment to promote easier use.

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