Review your last three major expenses—identify one that could be reduced or renegotiated quickly.
List all active departmental subscriptions—cancel or downgrade one that’s not aligned.
Create a simple one-month budget forecast—include fixed and flexible departmental expenses.
Set a weekly reminder to review cash flow or budget status—even a five-minute check helps.
Reallocate 10% of discretionary spend to the most impactful initiative this week.
Set a simple reserve target for your department’s quarterly budget.

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