MASTER Risk Model - Learning Resources - Situation

Financial

Review your last three expenses—identify one recurring cost you could reduce or renegotiate.

List all active subscriptions—are they needed for current work? Cancel or downgrade one.

Create a simple budget forecast for the next month—include fixed and flexible categories.

Set a weekly recurring reminder to review invoices or pipeline—even a five-minute check.

Reallocate 10% of your discretionary funds to the task with the biggest impact this week.

Create or update a simple cash reserve target for the quarter or for one major project.

Technological

List all apps or tools you currently use—highlight one that’s outdated and look for an upgrade.

Clean up your digital folders or tools—remove or archive files that clutter your focus.

Set up a tutorial session for one tool you still don’t use effectively—learn one new feature.

Identify one manual workflow you could automate using existing tools—start implementation.

Activate a feature in one tool you already pay for but haven’t yet used—test it today.

Review your subscription list—cancel or consolidate overlapping or unused tech services.

Physical

Check your workspace setup—adjust lighting, seating, or layout to improve comfort and focus.

Take inventory of your physical gear—sell, donate, or recycle items unused in three months.

Identify one essential item that slows you down—upgrade, fix, or replace it this week.

Label or reorganize physical resources to reduce confusion and speed up future client work.

Reset your desk or workspace at the end of the day—note how it affects your start tomorrow.

Post small reminders near your tools to encourage smoother and more consistent daily use.

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