MASTER Risk Model - Learning Resources - Situation

Financial

Review your last three expenses—identify one recurring cost you can reduce or redirect to upskilling.

List all active subscriptions—are they helping your transition? Cancel or downgrade one that isn’t.

Draft a one-month budget forecast—include fixed costs and transition-related investments.

Set a weekly reminder to review your finances—even five minutes builds awareness and control.

Reallocate 10% of your discretionary budget toward courses or networking this week.

Draft a simple cash reserve goal for this transition period—track progress weekly.

Technological

List all tools you rely on—highlight one that’s underused for learning or networking and explore it today.

Clean up your digital folders and tabs—remove items no longer relevant to your new path.

Watch a 10-minute tutorial for a tool employers in your target field use frequently.

Identify one manual step in your learning process—automate it with an existing tool.

Activate one feature in a tool you already use but haven’t applied to your transition yet.

Review your subscription list—cancel or consolidate overlapping tools or services.

Physical

Check your workspace setup—adjust lighting, seating, or layout to improve comfort and focus immediately.

Take inventory of supplies or materials—donate or discard anything you haven’t used in six months.

Identify one essential item slowing you down—upgrade, fix, or replace it today.

Label or organize shared resources so you can access career materials faster when needed.

Clean and reset your workspace at day’s end—notice how it shapes your next morning.

Post a clear checklist near your study or workspace to streamline daily transition habits.

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