Review your last three outlays—spot one expense you could cut or renegotiate now.
List all active subscriptions—cancel or downgrade one that’s not aligned with priorities.
Create a one-page forecast for the next month—include fixed and flexible costs.
Set a weekly reminder to review cash flow or pipeline—even five minutes counts.
Reallocate 10% of discretionary spend to the initiative with highest traction potential.
Draft a simple reserve goal for this quarter—note the minimum cash you’ll need.

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