MASTER Risk Model - Learning Resources - Situation

Financial

Review your last three expenses—identify one cost that could be delayed or renegotiated.

List all active subscriptions—are they needed now? Cancel or pause at least one.

Create a simple budget plan for the next month—include fixed and flexible costs.

Set a weekly reminder to review cash flow or pipeline—even a five-minute check.

Reallocate 10% of your available budget to the initiative with the highest impact this week.

Draft a simple cash reserve target for this quarter—note the minimum you’ll need.

When have you made your smartest money call? What mindset or habit helped you then?

Recall a time when limited funds forced creativity—what did you take away?

What’s one expense you justify emotionally—does it truly deliver value?

Reflect on when cash delays caused issues—was it planning, outreach, or access?

Are you clearer on costs than returns—or the reverse? How does it shape choices?

How do you react to sudden financial risk—freeze, cut, or reframe?

Sort all spending into must-have, nice-to-have, and waste—cut or change one item.

Create a one-page budget summary to share with an advisor—check alignment.

Ask someone with finance skills to review your latest plan for blind spots.

Create a scenario plan: what would you cut first if budget dropped by 25%?

Run a “value for money” test: is ROI clear for each major expense?

Track every expense for seven days—even tiny ones—and reflect on patterns.

Ask an advisor: “Which part of my budget makes you most concerned right now?”

Present your financial draft to a mentor and ask: “What’s missing or unclear to you?”

Ask an advisor: “Where do you think I’m overspending—or underspending?”

Share your budget story with a peer—can they explain it back clearly?

Ask your collaborators: “What’s one thing we spend money on that feels misaligned?”

Run a team survey: “If you could reallocate 10% of funds, where would it go?”

Reframe budgeting from “restricting me” to “fueling what matters most for launch.”

Shift from “I can’t afford that” to “How could I afford it if it’s worth it?”

Instead of cutting everywhere, ask “What am I protecting with this spend?”

Recast financial risk as “data points,” not judgments—what signals matter?

Replace “I always fund this” with “Does this still serve my top goal?”

Reframe money talks from fear to clarity—what do I need to know to choose well?

Notice where cash consistently overruns—what patterns drive it?

Track where approvals bottleneck—does money flow when and where it’s needed?

Watch how advisors react in money talks—who avoids, who probes, who dominates?

Monitor how funding swings impact morale—what signals does it send?

Check if you know your spending limits—does unclear guidance cause waste?

Review old pitches—did the strongest ones win? If not, what swayed it?

Technological

List all tools you currently test—highlight one that’s underused or outdated and check alternatives.

Clean up your digital files (folders, tabs)—remove or archive anything no longer useful.

Set up a short tutorial on one tool you or collaborators struggle to use effectively.

Identify one manual step to automate with tools you already have—start testing today.

Activate one feature in a tool you already use but haven’t explored.

Review your subscription list—cancel or consolidate overlapping services.

When did tech last save you major time or cost—what made it succeed?

What tool or app do you avoid using—and is it due to trust, skill, or relevance?

How confident are you in your own digital skills? Where are the gaps or overreliance?

What’s your usual tech stance—early adopter, cautious, or resistant? Why?

When did you outgrow a tool—did you notice too late or in time?

Recall your last tech rollout—what went smoothly, and what caused issues?

Test two tools for the same task—compare clarity, speed, and ease of setup.

Facilitate a quick “tool swap” where peers show shortcuts or underused functions.

Create a short FAQ or cheat sheet to reduce confusion for new collaborators.

Audit your tool stack—does each platform still serve a clear role?

Introduce a simple dashboard tracking use or performance of one tool.

Block time to explore one advanced feature in a core tool—practice on real data.

Ask a peer founder: “Which tool speeds you up most—and which one wastes time?”

Ask peers to vote on their most and least helpful tools—discuss implications together.

Share your top three digital frustrations and ask for tool hacks from peers.

Present your current workflow to a peer—where would they automate or simplify?

Ask a peer technologist: “Where am I over-engineered or under-optimized?”

Hold a retro on tool use: what worked, what failed, what’s missing?

Reframe tech from “extra cost” to “a multiplier for speed and reach.”

Instead of “This app is too complex,” ask “Have I set it up for my actual needs?”

Shift from “buy new software” to “am I maximizing what I already have?”

Recast tech resistance as “feedback”—what part of setup needs clarity?

Replace “This slows me down” with “What behavior is this tool shaping?”

Frame each platform as a partner—not just software but a way of working.

Track how long routine tasks take across tools—what creates extra friction?

Observe where tool usage drops—are people bypassing features for manual work?

Notice how often you or peers ask for tech help—where is onboarding failing?

Monitor whether tools get used proactively or just to record—do they guide action?

Watch for double data entry—can integration cut repetition?

Pay attention to habits with tools—are workarounds undermining purpose?

Physical

Check your workspace setup—adjust lighting, seating, or layout to improve focus immediately.

Take inventory of equipment or supplies—donate or sell anything unused in the last three months.

Identify one essential item that slows you down—upgrade, fix, or replace it today.

Organize shared supplies or resources to reduce confusion and save time.

Reset your physical workspace at the end of today—note how it feels tomorrow morning.

Post simple instructions near underused equipment—make it easier for others to use.

When does your workspace help you create—and when does it slow you down?

What basic supply or setup do you ignore—but would struggle without if it vanished?

Which spaces feel inspiring to work in—and which feel draining? Why?

When did poor equipment or setup cause real delays—what could have fixed it?

Are your physical setups aligned with how you actually work daily?

What’s the most neglected asset you own—and what does that signal about care?

Walk through your workspace and list friction points—layout, access, clutter, or tools.

Create a basic restocking checklist for high-use supplies in your work area.

Assign a clear owner to each shared item—who maintains, replaces, or troubleshoots it?

Host a short session to spot one way to improve shared space efficiency.

Use one resource differently this week—explore how its function could expand.

Lead a cleanup sprint for a cluttered area—design a better layout with input.

Ask teammates: “What’s one thing in our space or setup that slows you down most?”

Ask a visitor to walk through your workspace—what feels confusing or inconvenient?

Run a poll with your team: which shared space or tool needs improvement first?

Invite a visitor to explore your workspace—what feels inefficient or confusing?

Show your physical setup to a peer—ask how they’d redesign it for better flow.

Ask facilities staff: “What workspace issues do you notice that users might miss?”

Reframe your workspace from “makes do” to “a tool that supports focus and flow.”

Instead of “This setup always worked,” ask “What’s the best use of this space now?”

Recast clutter as “decisions I haven’t made yet.”

Shift from “I need more stuff” to “Am I using what I already own fully?”

View disrepair not just as cost, but as a signal of how much I value tools.

Frame equipment as enablers of flow and focus—not just overhead.

Watch how often you search, wait, or shuffle due to workspace setup.

Track how often key items are used versus idle—does that match their importance?

Observe where noise, clutter, or setup disrupt focus or communication.

Monitor wear and tear on gear—what does it reveal about volume or care?

Notice how often supply issues disrupt flow—what system broke?

Notice how workspace design shapes mood, focus, and collaboration.

MASTER Risk Hub