Review your last three expense approvals—spot one cost that could be reduced or renegotiated.
List all active subscriptions—cancel or downgrade one not supporting team objectives.
Create a one-page budget forecast for next month—include fixed and flexible allocations.
Set a recurring five-minute reminder to review cash flow or pipeline each week.
Reallocate 10% of discretionary spend to the initiative with the highest visible impact.
Update or create a small reserve target for your department this quarter.

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