MASTER Risk Model - Learning Resources - Situation

Financial

Review your last three expenses, identify one recurring cost you could reduce or renegotiate.

List all active subscriptions, are they still useful for your lifestyle? Cancel or downgrade one.

Draft a simple monthly budget, include essentials and discretionary items.

Set a weekly reminder to review income and expenses, even a five-minute check.

Redirect 10% of your budget toward something with the biggest long-term impact.

Update or create a small reserve fund for an upcoming project or activity.

Technological

List all tools you currently use, highlight one that’s outdated and explore an alternative.

Clean up your digital folders or apps, remove or archive items you no longer need.

Try one tutorial or feature in a tool you rarely use, test it this week.

Identify one manual task you could automate with existing tools, start today.

Activate one feature in a familiar tool you’ve never used, experiment today.

Review your subscription list, cancel or consolidate overlaps.

Physical

Check your workspace setup, adjust lighting, seating, or layout to improve comfort right now.

Take stock of physical items at home, donate or recycle anything unused in months.

Identify one essential household item that slows you down, repair or replace it.

Organize shared spaces, make items easier to find and use.

Reset your living or working area at the end of the day, notice how it affects tomorrow.

Post reminders or labels in your space to make daily routines smoother.

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