Review your last three purchases or claims, spot one recurring cost to cut or reduce.
List your active subscriptions or reimbursements, cancel or downgrade one you don’t use.
Create a simple budget tracker for the month, include both fixed and flexible expenses.
Set a weekly reminder to review expenses or reimbursements, even a five-minute check.
Reallocate a small portion of your discretionary budget to the most impactful item this week.
Update or create a small personal savings target for the quarter.

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