Review your last three purchases or claims—spot one recurring cost to cut or reduce.
List your active subscriptions or reimbursements—cancel or downgrade one you don’t use.
Create a simple budget tracker for the month—include both fixed and flexible expenses.
Set a weekly reminder to review expenses or reimbursements—even a five-minute check.
Reallocate a small portion of your discretionary budget to the most impactful item this week.
Update or create a small personal savings target for the quarter.