MASTER Risk Model - Learning Resources - Abilities

Financial Management

Review your last month’s personal spending and identify one area you can cut or optimize this week.

Set a weekly reminder to check your account balances and upcoming tuition or rent deadlines.

Create a simple spreadsheet to track three recurring costs and update it daily for one week.

Categorize five recent expenses as fixed or variable to better understand your student budget.

List your top three recurring expenses and brainstorm one efficiency improvement for each.

Review one past purchase or subscription—check for errors or costs you no longer need.

Project Management

Make a list of all current assignments or projects—note deadlines, supervisors, and next actions.

Clarify one unclear requirement in a project with your professor—ask a direct, simple question today.

Create a checklist for your next paper draft, breaking it into 3–5 small, sequenced steps.

Block 30 minutes this week to update the status of a project in your planner or digital tracker.

Send a single-sentence project update to your supervisor—practice brief, clear communication.

Choose one overdue assignment task and move it forward by doing the next 15 minutes of work.

Change Management

List one upcoming change in your program or lab and write down its expected impact in one sentence.

Identify one habit in your study routine that could be adjusted to adapt more easily to shifting priorities.

Ask a colleague how they’re adjusting to a new course or requirement—just listen without offering solutions.

Choose one academic change you’ve resisted and take the first 15-minute step to move through it.

Review your last academic change and write down what helped you cope or adapt successfully.

Check your program’s communications for one unclear or inconsistent message about a recent update.

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