MASTER Risk Model - Learning Resources - Abilities

Financial Management

Instead of “I’m bad at numbers,” reframe it as “Financial skills are learnable and critical to my venture.”

View financial constraints not as blocks but as creative boundaries driving smarter innovation.

See budgeting as a control tool, not a burden—it gives you more choice, not less freedom.

Recast “cutting costs” as “redirecting money to what drives growth and survival.”

Replace “finance is someone else’s job” with “financial literacy makes me a stronger founder.”

Instead of “financial reports are boring,” view them as maps showing risks and opportunities.

Project Management

Change “I’m not a planner” to “Clear milestones reduce stress and improve results for me and my team.”

Reframe “We’re behind” to “Now we know the gap—we can reprioritize and act clearly.”

Instead of “It’s too early to plan,” think “Early clarity avoids chaos later.”

View process steps as proof of progress, not bureaucracy—they build trust and clarity.

Replace “I have too many projects” with “I need clearer visibility and better prioritization.”

See shifting timelines as realities of start-ups, not failures—adapt with structure and flexibility.

Change Management

Shift from “pivoting is risky” to “a pivot is a chance to re-align and grow with intention.”

Reframe “top-down pivots are forced” to “Leadership may lack visibility—feedback can shape moves.”

Instead of “This pivot is inconvenient,” think “What learning or chance might this create?”

Change “I have no control” to “I can influence how I respond and guide others through.”

View uncertainty not as chaos but as a phase where influence is still possible.

See resistance as a sign of care, not rejection—it often reflects values or trust concerns.

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