Review your last month’s personal expenses and pick one area where you can reduce spending this week.
Set a weekly reminder to check your bank balance and pay any outstanding bills on time.
Create a simple spreadsheet to track three recurring costs—update it daily for one week.
Categorize five recent expenses as fixed or flexible—see how your money is distributed.
List your top three recurring bills and brainstorm one way to reduce or optimize each.
Review your last payslip or expense claim—check for small errors or missed details.