MASTER Risk Model - Learning Resources - Situation

Financial

Review your last three purchases or claims—spot one recurring cost to cut or reduce.

List your active subscriptions or reimbursements—cancel or downgrade one you don’t use.

Create a simple budget tracker for the month—include both fixed and flexible expenses.

Set a weekly reminder to review expenses or reimbursements—even a five-minute check.

Reallocate a small portion of your discretionary budget to the most impactful item this week.

Update or create a small personal savings target for the quarter.

Write about your best financial choice at work—what mindset or process guided you?

Reflect on a financial constraint that forced creativity—what did you learn?

Journal about one expense you justify emotionally—does it deliver real value?

Recall when delayed funding or budget approvals caused issues—what was the cause?

Write whether you track costs more closely than returns—or the opposite. How does that shape choices?

Write your usual reaction to unexpected financial constraints—freeze, cut, or reframe?

Categorize your recent personal expenses into must-have, nice-to-have, and waste—adjust one.

Create a one-page personal budget summary to build awareness and alignment in spending.

Ask a finance peer to review your plan or expense sheet—note any blind spots they catch.

Build a scenario plan: what would you cut first if your budget shrank by 25%?

Run a “value for money” test: is the ROI clear for one recurring expense?

Track every personal expense for seven days—even the smallest—and reflect on trends.

Ask your finance contact: “Which area of our budget feels most uncertain to you?”

Present a draft budget to a peer and ask: “What’s unclear or missing to you?”

Ask your manager: “Where do you think we’re overspending—or underinvesting?”

Share your cost breakdown with a peer—can they explain it back clearly?

Ask teammates: “What’s one thing we spend money on that feels misaligned with priorities?”

Run a quick team survey: “If you could reallocate 10% of our budget, where would it go?”

Reframe budgeting from “limiting options” to “fueling what matters most for our team.”

Shift from “we can’t afford that” to “how could we afford it if it’s worth doing?”

Instead of cutting broadly, ask “what are we protecting with this spend?”

Recast budget limits as signals—not judgment—what should be explored further?

Replace “we always fund this” with “does this still serve our main objectives?”

Reframe financial talks from fear to clarity—what do we need to know to act smart?

Notice which budgets regularly overshoot—what repeated factors cause it?

Track which approvals slow projects most—are they consistent or unpredictable?

Watch how colleagues react in budget talks—who avoids, who engages, who dominates?

Monitor how budget shifts affect morale—what does generous or tight funding signal?

Check if teammates know their budget limits—does confusion cause caution or waste?

Review past budget cases—were the best ideas always funded? If not, why?

Technological

List all platforms you use at work—highlight one that’s outdated or underused and explore alternatives.

Clean up your digital files (folders, inbox, tabs)—remove or archive what’s no longer useful.

Host a short tutorial session for one tool teammates struggle to use effectively.

Identify one manual task you could automate with existing software—start testing it.

Install or activate a feature in a tool you already use but haven’t explored.

Review your software list—cancel or consolidate overlapping services.

Reflect on when technology last saved you real time—what setup made that possible?

Write about tools you avoid using—was the barrier complexity, trust, or relevance?

Write about confidence in your digital skills—where are your biggest gaps or dependencies?

Write about your usual approach to new technology—early adopter, cautious, or resistant?

Journal about when you outgrew a tool—did you notice too late or in time?

Reflect on a recent tech rollout—what worked and what caused friction?

Run a side-by-side test: use two tools for the same task and compare clarity, speed, and results.

Facilitate a 30-minute “tool swap” where teammates teach shortcuts or hidden features.

Create a short FAQ or cheat sheet for a common workflow to reduce repeated confusion.

Audit your stack of work tools—does each one still serve a unique purpose?

Create a lightweight dashboard to monitor performance of a key digital tool.

Block 45 minutes to explore one advanced function in a core tool—practice with real data.

Ask a peer: “Which tool makes your job easier—and which one frustrates you?”

Invite colleagues to vote on their most and least useful tools—discuss what stands out.

Share your top three tech frustrations and ask peers for tool tips or alternatives.

Present your workflow to a colleague—ask where automation or smarter tools could help.

Ask IT or tech support: “Where are we over-engineered or under-using systems?”

Run a retro on recent tech use: what worked, what failed, and what’s missing?

Reframe tech not as a “company cost” but as a tool that multiplies your performance.

Instead of “this tool is too complex,” ask “have we set it up for our actual needs?”

Shift from “let’s buy new software” to “are we maximizing what we already have?”

Recast tech resistance as feedback—what part of the setup needs simplifying?

Replace “this tool slows me down” with “what behavior is this tool trying to shape?”

Frame each platform as a career partner—not just a system but a way of working.

Track how long common tasks take in your core tools—what adds the most friction?

Observe where tool adoption drops—are people bypassing features or reverting to manual work?

Notice how often coworkers request tech help—where is onboarding or UX breaking down?

Monitor how often tools are used proactively versus reactively—do they guide or just record?

Watch for duplicate data entry across platforms—where could integrations help?

Pay attention to team habits—are shortcuts undermining intended workflows?

Physical

Check your workspace setup—adjust lighting, seating, or layout to improve focus immediately.

Take stock of your supplies—retire or donate anything you haven’t used in three months.

Identify one essential item slowing you down—repair, replace, or adjust it today.

Label or organize shared resources so others can find them quickly.

Clean and reset your desk at the end of the day—note how it affects tomorrow morning.

Post a clear label or guide near shared equipment to promote easier use.

Recall a time your workspace improved focus—what changes helped or hindered?

Journal about one resource you take for granted—what would change if it were gone?

Reflect on which spaces at work feel energizing versus draining—why?

Journal about when delays or issues were caused by lack of proper equipment.

Reflect on whether your resources match your team’s actual priorities and workflow.

Journal about the most neglected physical item in your workplace—what does it say about ownership?

Walk through your workspace and note any friction points—access, flow, comfort, or equipment.

Create a simple restocking or maintenance schedule for supplies or equipment your team uses.

Assign a clear owner for each shared item—who maintains, restocks, or troubleshoots it?

Hold a 20-minute session with peers to identify one improvement to shared space.

Use one physical item differently this week—explore how else it could support your work.

Lead a clean-up sprint for a cluttered area—invite colleagues to co-design a better setup.

Ask teammates: “What’s one thing in our space or setup that slows us down?”

Interview a peer in another department: “What setup or resource do you rely on most, and why?”

Run a poll on which shared space causes the most friction—brainstorm one quick fix.

Invite a new hire to walk through your workspace—what feels confusing or inefficient?

Present your desk or space setup to a peer—ask how they’d optimize it for results.

Ask facilities or ops staff: “What issues do you see that team members might overlook?”

Reframe your workspace from “good enough” to “a tool that shapes focus and energy.”

Instead of “it’s always arranged this way,” ask “what’s the best use of this space now?”

Recast clutter as a decision backlog—what hasn’t been processed or owned yet?

Shift from “we need more” to “are we fully using what we already have?”

View disrepair not just as a cost, but as a signal of how your team values its tools.

Frame your workspace as an enabler of flow and focus—not just a desk or overhead.

Watch how often people wait or move around due to layout or missing resources.

Track how often shared equipment is idle versus used—does it match its importance?

Observe where noise or clutter affects focus and communication.

Monitor wear and tear on shared items—what does that reveal about care or responsibility?

Notice how often supply gaps or maintenance issues interrupt work—what’s breaking down?

Pay attention to how your environment impacts energy, focus, and collaboration.

MASTER Risk Hub