MASTER Risk Model - Learning Resources - Situation

Financial

Review your last three business expenses, spot one recurring cost to reduce or renegotiate.

List all active subscriptions, are they used and aligned with your goals? Cancel one.

Create a one-page cash flow forecast for next month, include fixed and flexible items.

Set a weekly reminder to review cash flow or pipeline, even a five-minute check.

Reallocate 10% of discretionary budget to your most strategic initiative this week.

Update or create a simple reserve target for the quarter, note your next milestone.

When have you made your best financial choice? What process or mindset enabled it?

Think of a time when financial limits forced creativity, what did you discover?

What’s one expense you justify emotionally, does it bring proportional value?

Reflect on when funding delays hurt progress, was it planning, access, or both?

Are you clearer on costs than returns, or the reverse? How does that shape choices?

What’s your default reaction to unexpected financial risk, pause, cut, or reframe?

Categorize all spend into must-have, nice-to-have, and waste, act on one cut or reallocation.

Create a one-page budget summary to share with your assistant, build clarity and alignment.

Ask a finance-savvy peer to review your latest budget or proposal for blind spots.

Build a scenario plan: What would you cut first if your income dropped by 25%?

Run a “value for money” check: For each major cost, is the ROI clear and measurable?

Track every business expense for 7 days, including small ones, and reflect on trends.

Ask your bookkeeper: “Which part of our budget feels most vulnerable or unpredictable?”

Present your financial forecast to a peer coach and ask: “What’s missing or unclear to you?”

Ask a client sponsor: “Where do you think I’m over-investing, or under-investing my effort?”

Share your budget rationale with a junior staffer, see if they can explain it back clearly.

Ask your team: “What’s one spend that feels out of line with our actual priorities?”

Run a team survey: “If we could reallocate 10% of spend, where should it go?”

Reframe budgeting from “cutting costs” to “directing funds toward client impact that matters.”

Replace “We can’t afford this” with “How could we fund this if it creates clear ROI?”

Instead of broad cuts, ask “What client outcomes are we protecting with this allocation?”

Reframe financial risk as “a data point to explore”, what early signals need unpacking?

Replace “We always fund this” with “Does this still serve my current client priorities?”

Reframe finance talks from fear to curiosity: “What do we need to decide with confidence?”

Notice where budgets often exceed plans, what assumptions or habits drive overruns?

Track approval bottlenecks in client budgets, do funds flow where they’re most needed?

Watch how finance leaders react in meetings, who avoids detail, who leans into numbers?

Monitor how funding decisions affect morale, what do tight vs. generous budgets signal?

Check if clients know their budget leeway, does uncertainty cause over-caution or waste?

Review old client proposals, were the strongest ones always chosen? What influenced outcomes?

Technological

List all digital tools you use, highlight one underused or outdated and check alternatives.

Clean up your digital workspace, delete or archive files, folders, or tabs not needed.

Record a short tutorial for a tool your team struggles with, share it for faster uptake.

Identify one manual reporting task to automate with existing tools, start testing today.

Activate one feature in a platform you already use but never explored.

Review your subscriptions, cancel or consolidate overlapping digital services.

When did technology last save you significant time, what setup or habit made it work?

What tools do you avoid using, and is it due to complexity, trust, or lack of fit?

How confident are you in your digital systems? Where are the gaps or overreliance?

What’s your usual stance on new tech, early adopter, cautious, or resistant? Why?

When have you outgrown a digital system, did you notice too late or in time?

Recall a recent tech rollout, what went smoothly, and what caused frustration?

Compare two software tools for a common task, note differences in speed, clarity, and usability.

Host a 30-minute “tool swap” where team members teach shortcuts or overlooked features.

Draft a short FAQ or cheat sheet for a recurring client process to cut confusion.

Audit your stack of digital tools, does each serve a clear and unique purpose today?

Introduce a lightweight dashboard to monitor usage or performance of one key system.

Spend 45 minutes exploring one advanced function in a key tool, practice with real data.

Ask a teammate: “Which software helps you most, and which one slows you down?”

Invite your team to vote on most and least useful digital tools, discuss what to keep or drop.

Share your top three digital pain points with peers, ask for smarter tool suggestions.

Present your current workflow to a peer and ask where automation could help.

Ask your IT support: “Where are we over-engineered, or missing simple solutions?”

Run a retro on your last tool rollout, what worked, what failed, what was missing?

Reframe tech not as “overhead” but as an amplifier of value, what productivity does it unlock?

Instead of “the platform is too complex,” ask “Have we tailored it for our actual practice?”

Shift from “let’s buy new apps” to “Are we fully using the tools already at our disposal?”

Reframe client tech resistance as feedback, what rollout steps need to be simplified?

Replace “This software slows me down” with “What behavior is this tool trying to guide?”

Frame every platform as “a partner in practice”, not just software but a way of working.

Track how long standard tasks take across tools, where is friction or wasted effort visible?

Observe where tech tools are bypassed, are people reverting to manual workarounds?

Notice when clients need extra tech help, where is onboarding or workflow breaking down?

Monitor how often tools are used proactively vs. reactively, are they guiding or just recording?

Watch for duplicate data entry across tools, could integration streamline it?

Pay attention to client routines, are shortcuts undermining intended workflows?

Physical

Check your workspace setup, adjust lighting, seating, or layout to improve focus today.

Take inventory of office supplies or tools, donate or retire what you haven’t used in months.

Identify one office item slowing you down, upgrade, fix, or replace it this week.

Label or organize shared materials so colleagues or assistants can access them faster.

Clean and reset your workspace at the end of today, note how it feels tomorrow.

Post clear instructions near underused equipment to encourage more effective use.

When does your environment enhance client delivery, and when does it get in the way?

What resource do you take for granted, but would really miss if it disappeared?

Which spaces energize you during coaching sessions, and which ones drain you?

When have service delays or quality issues come from lacking proper equipment?

Are your physical resources aligned with your actual client delivery needs?

What’s the most neglected physical asset in your setup, and what does that signal?

Walk through your office or workspace and document any friction points, layout, flow, or wear.

Create a simple maintenance checklist for high-use equipment, update and share with staff.

Assign a clear owner for each shared resource, who maintains, restocks, or troubleshoots it?

Hold a 20-minute team session to identify one way to improve shared workspace flow.

Repurpose one physical item differently this week, explore how it could add more value.

Lead a clean-up or re-org sprint for a cluttered space, invite the team to co-design better flow.

Ask your team: “What’s one thing in our workspace setup that makes tasks harder than needed?”

Ask a colleague in another practice: “What physical resource do you rely on most, and why?”

Run a poll on which shared space or resource feels most inefficient, brainstorm one quick win.

Invite a new staffer or guest to walk through your office, what feels confusing or inefficient?

Present your workspace setup to a peer and ask how they would optimize it for results.

Ask facilities staff: “What recurring issues do you see here that consultants often overlook?”

Reframe your office from “just a space” to “a setting that drives confidence and focus.”

Instead of “we’ve always set it up this way,” ask “What use of space would serve best now?”

Recast clutter not as disorganization but as “decisions waiting to be clarified or owned.”

Shift from “we need more gear” to “Are we fully using the tools already in the office?”

View office wear not just as cost, but as “evidence of how the team values its tools.”

Frame physical resources as “tools for flow and focus”, not just office overhead.

Watch how often you move, wait, or search in your workspace, what’s costing focus or flow?

Track how often core materials sit idle, does usage match their importance to delivery?

Observe where noise, clutter, or setup disrupt focus during coaching or workshops.

Monitor wear and tear on shared spaces, what does it reveal about volume, care, or ownership?

Notice how often logistical issues interrupt delivery, where’s the consistent breakdown?

Observe how environment design affects energy and trust during client interactions.

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